Where occupational therapy assistants actually earn the most

Maryland pays occupational therapy assistants the most on paper, at $82,010. After state income tax and cost of living, Arkansas goes furthest at $87,505, and Maryland drops to #8 of 50.

After-tax pay adjusted for cost of living. Stacks state tax and local prices.

$52k$88k

Shading is scaled within occupational therapy assistants only. US median for occupational therapy assistants: $72,300.

Arkansas

#1 of 50 · Real value
BLS reported median
$78,940
State income tax
−$2,866
After-tax
$76,074
Cost of living (US = 100)
86.9
Real value
$87,505

These are state medians

Your local number depends on your experience and practice setting.

See what you should be getting paid

All 50 states, ranked

Median occupational therapy assistant pay by state, ranked by what it is worth after state income tax and cost of living. Vermont is absent: BLS suppresses the estimate there.

#StateNominalTake-homeReal valueReports
1Arkansas$78,940$76,074$87,5054
2Texas$81,500$81,500$83,97121
3New Mexico$77,020$74,566$80,8631
4Nevada$79,510$79,510$79,5271
5Georgia$75,920$72,603$75,3981
6South Carolina$73,740$70,473$75,1721
7Delaware$78,640$74,791$74,9352
8Maryland$82,010$78,478$74,7704
9Montana$72,800$70,048$74,0112
10Louisiana$66,090$64,494$73,1162
11Oklahoma$66,520$64,072$72,9393
12Washington$77,590$77,590$72,5053
13Arizona$73,490$71,862$71,3784
14North Carolina$69,390$67,130$71,1685
15Pennsylvania$71,590$69,392$71,1196
16Iowa$64,140$62,354$71,0502
17California$81,770$78,395$70,80520
18Virginia$74,960$71,464$70,6845
19Colorado$75,340$72,733$70,5793
20Missouri$66,070$63,902$70,3644
21Kentucky$65,230$63,065$69,9481
22Indiana$66,660$64,723$69,3490
23Florida$71,630$71,630$69,2657
24Kansas$65,010$62,182$69,0392
25Mississippi$61,650$59,916$68,9063
26Oregon$76,850$70,955$68,6481
27North Dakota$60,970$60,970$68,5370
28Tennessee$62,420$62,420$67,9442
29Nebraska$63,180$61,185$67,9050
30Wyoming$62,750$62,750$67,6980
31Massachusetts$75,040$71,508$67,6153
32Connecticut$72,780$69,527$67,1051
33Alabama$62,250$59,403$66,8775
34Ohio$62,700$61,758$66,5687
35New Jersey$74,960$72,365$66,5083
36Idaho$65,330$62,976$65,9471
37West Virginia$60,370$58,389$65,2410
38New Hampshire$67,790$67,790$65,0791
39Utah$66,080$63,106$63,8321
40South Dakota$56,180$56,180$63,4190
41Rhode Island$66,710$64,825$63,3801
42Michigan$63,260$60,822$63,2148
43Maine$64,270$61,113$62,9710
44Minnesota$64,920$62,029$62,8961
45Hawaii$72,710$68,714$62,4950
46Wisconsin$59,960$58,103$61,7494
47Illinois$64,120$61,091$61,1177
48New York$68,530$65,426$60,6249
49District of Columbia$66,390$63,521$57,7990
50Alaska$53,530$53,530$52,2961

Ranked by real value (take-home pay adjusted for cost of living). Nominal = BLS median annual wage. Reports counts what clinicians in that state have contributed to this project, across every setting and pay type.

What COTAs report, by state and setting

The ranking above uses federal wage data, which publishes one median per state covering every setting and experience level together. Below is what occupational therapy assistants reported themselves. Federal data has no state-by-setting figure for any state, because the samples get too small to publish, so these are the only numbers of their kind.

WhereSettingPayMedianMiddle halfReports
CaliforniaOutpatient / private clinicSalary$68,000/yr$52,000/yr – $80,000/yr5
CaliforniaSkilled nursing (SNF)Hourly$42.00/hr$40.00/hr – $43.00/hr5

Shown where at least 5 clinicians reported. A row named as a metro rather than a state is one where most of that state's reports came from that metro, so the figure describes the metro. Never compare across pay types: an hourly rate and a salary are different numbers.

A median hides what decides an offer. Each report also carries years of experience, contract length, W2 or 1099, and for school jobs whether it is a district or an agency. Those individual reports are open to clinicians who have added their own.

Add your numbers and see the reports →

Anonymous and self-reported by clinicians using this tool. A convenience sample, not a probability sample. One report per clinician, most recent within three years.

The same map for the other four professions

Each profession ranks states differently. Assistant pay sits in a narrower band, so cost of living moves it more.

How this is calculated

Nominal pay is the median annual wage from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics program (May 2025 release) for occupational therapy assistants, SOC 31-2011, in each state. Where BLS suppresses an estimate for confidentiality, that state is left out rather than filled in: the gap here is Vermont.

Take-homesubtracts modeled state income tax for a single filer taking the standard deduction, at that state's median wage, using Tax Foundation brackets as of January 1, 2026. It does not include federal income tax or FICA (those don't vary by state, so they don't change the ranking), and it excludes local (city or county) income taxes.

Real valuedivides take-home by each state's cost of living, using the Bureau of Economic Analysis Regional Price Parities (2024), where the US average is 100. Cost of living already captures sales tax and, through rents, some property tax; income tax is separate, which is why it is applied on its own.

Limits: single filer only; local income taxes (Maryland, New York, Ohio) are averaged out at the state grain; and cost of living is statewide, so a specific metro can run higher or lower. Typical pay, not personalized tax advice.

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Educational use only. Rehab Wealth Project provides calculators and content for informational purposes and does not constitute financial, tax, or legal advice. Results are estimates based on the inputs you provide and current federal rules; your actual outcome will vary. Consult a licensed professional before making decisions about your finances.

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