Where therapists actually earn the most

Median pay for PTs, OTs, and SLPs in every state — as the sticker number, as take-home after state income tax, and as real value once cost of living comes out. The highest-paying state on paper is rarely the one where the pay goes furthest.

State medians are a wide lens. To see where your own pay sits, the salary comparison tool narrows it to your metro, setting, and years of experience, and shows what clinicians in your area report earning.

After-tax pay adjusted for cost of living. Stacks state tax and local prices.

$87k$113k

Alaska

#1 of 51 · Real value
BLS reported median
$115,280
State income tax
none
After-tax
$115,280
Cost of living (US = 100)
102.4
Real value
$112,623
See where you stand in Alaska

Full rankings

Every state ranked by real value. Switch professions below.

Physical therapists

#StateNominalTake-homeReal value
1Alaska$115,280$115,280$112,623
2New Mexico$106,880$102,974$111,671
3Nevada$111,250$111,250$111,273
4Mississippi$99,990$96,722$111,235
5Arkansas$99,010$95,361$109,690
6Texas$105,810$105,810$109,018
7Tennessee$100,140$100,140$109,002
8Ohio$103,050$100,999$108,865
9Louisiana$98,530$95,960$108,790
10Wyoming$100,400$100,400$108,317
11Kentucky$100,710$97,303$107,924
12Oklahoma$98,590$94,699$107,805
13Iowa$97,560$94,505$107,683
14Indiana$101,560$98,593$105,641
15California$124,190$116,870$105,554
16Missouri$99,310$95,580$105,244
17South Dakota$92,660$92,660$104,599
18Alabama$97,290$92,691$104,354
19Wisconsin$101,840$97,823$103,962
20Kansas$98,290$93,605$103,927
21Nebraska$97,090$93,552$103,828
22West Virginia$96,600$92,879$103,779
23South Carolina$101,330$96,407$102,836
24North Carolina$99,910$96,432$102,233
25Georgia$102,700$97,993$101,765
26Pennsylvania$101,380$98,268$100,713
27Michigan$100,900$96,863$100,671
28Illinois$105,250$100,185$100,227
29Arizona$103,220$100,848$100,170
30Idaho$99,000$94,861$99,337
31Washington$105,950$105,950$99,007
32New Jersey$112,140$107,185$98,511
33Minnesota$102,010$96,597$97,947
34Florida$101,040$101,040$97,704
35Maryland$106,890$102,176$97,348
36Maine$99,720$94,086$96,946
37Delaware$102,050$96,656$96,842
38Utah$99,880$95,385$96,481
39Vermont$97,970$93,964$95,923
40Connecticut$104,360$99,348$95,887
41New Hampshire$99,850$99,850$95,858
42North Dakota$85,330$84,925$95,466
43Virginia$101,450$96,431$95,378
44Colorado$102,030$98,249$95,339
45Rhode Island$99,400$96,280$94,134
46Massachusetts$103,790$98,821$93,441
47Montana$91,450$87,644$92,603
48Oregon$103,510$95,283$92,184
49New York$100,660$95,761$88,733
50District of Columbia$101,640$95,969$87,323
51Hawaii$101,700$95,501$86,858

Ranked by real value (take-home pay adjusted for cost of living). Nominal = BLS median annual wage.

Occupational therapists
#StateNominalTake-homeReal value
1Arkansas$106,360$102,425$117,815
2Oklahoma$104,300$100,152$114,013
3Nevada$110,520$110,520$110,543
4Texas$106,140$106,140$109,358
5Louisiana$98,490$95,922$108,746
6Tennessee$97,700$97,700$106,346
7California$124,510$117,160$105,817
8Mississippi$94,930$91,865$105,649
9Ohio$99,390$97,439$105,029
10Kansas$99,170$94,436$104,850
11Kentucky$97,650$94,350$104,648
12New Mexico$99,170$95,642$103,719
13West Virginia$96,190$92,489$103,343
14Missouri$97,290$93,655$103,125
15Georgia$104,010$99,235$103,055
16South Carolina$101,130$96,219$102,635
17Alaska$103,680$103,680$101,291
18Indiana$97,020$94,187$100,920
19Alabama$94,050$89,613$100,889
20Washington$107,670$107,670$100,614
21Arizona$103,660$101,277$100,596
22Nebraska$93,740$90,354$100,279
23Oregon$112,310$103,313$99,953
24Colorado$106,720$102,733$99,690
25Iowa$89,910$87,145$99,297
26Idaho$97,760$93,687$98,108
27Pennsylvania$98,440$95,418$97,792
28Maryland$106,980$102,261$97,429
29Delaware$102,130$96,730$96,917
30Florida$99,360$99,360$96,080
31South Dakota$85,050$85,050$96,008
32North Carolina$92,940$89,740$95,139
33Illinois$99,700$94,910$94,950
34Rhode Island$100,040$96,890$94,730
35Virginia$100,710$95,733$94,688
36Wisconsin$92,390$88,874$94,451
37Connecticut$102,440$97,544$94,145
38Utah$97,150$92,778$93,844
39District of Columbia$109,170$102,859$93,592
40North Dakota$83,200$82,837$93,118
41Wyoming$86,170$86,170$92,965
42Vermont$93,340$89,640$91,508
43New Jersey$103,410$99,011$90,999
44Massachusetts$100,930$96,104$90,872
45Montana$88,990$85,323$90,151
46Michigan$89,910$86,340$89,734
47Minnesota$93,050$88,246$89,480
48Hawaii$102,870$96,582$87,841
49New York$96,390$91,743$85,010
50Maine$84,310$79,778$82,202
51New Hampshire$83,900$83,900$80,545

Ranked by real value (take-home pay adjusted for cost of living). Nominal = BLS median annual wage.

Speech-language pathologists
#StateNominalTake-homeReal value
1Nevada$104,510$104,510$104,532
2Colorado$110,750$106,585$103,429
3New Mexico$98,690$95,185$103,224
4Texas$99,910$99,910$102,940
5California$118,970$112,135$101,278
6Alaska$102,670$102,670$100,304
7Ohio$93,300$91,517$98,645
8Washington$105,550$105,550$98,633
9Rhode Island$104,000$100,662$98,418
10Delaware$102,760$97,319$97,506
11Florida$99,990$99,990$96,689
12Georgia$96,760$92,361$95,917
13Arizona$97,800$95,564$94,921
14Missouri$89,280$86,021$94,719
15District of Columbia$109,380$103,051$93,767
16Arkansas$83,580$80,533$92,634
17Oklahoma$84,470$81,214$92,454
18Pennsylvania$92,960$90,106$92,348
19Tennessee$84,630$84,630$92,119
20Connecticut$100,110$95,353$92,031
21South Carolina$90,530$86,255$92,007
22Oregon$102,660$94,507$91,434
23Massachusetts$101,310$96,465$91,213
24Indiana$87,360$84,812$90,875
25Illinois$95,080$90,518$90,556
26Virginia$96,250$91,530$90,530
27Maryland$99,190$94,842$90,361
28Nebraska$84,350$81,392$90,332
29Iowa$81,050$78,622$89,585
30Kentucky$83,550$80,743$89,557
31New Jersey$101,560$97,279$89,407
32Michigan$89,120$85,583$88,948
33New York$100,610$95,714$88,689
34North Carolina$86,460$83,519$88,543
35Wyoming$82,040$82,040$88,509
36Utah$91,560$87,440$88,445
37West Virginia$80,970$78,002$87,156
38Mississippi$78,130$75,737$87,101
39Minnesota$89,380$84,826$86,012
40Wisconsin$83,000$79,982$85,001
41Kansas$80,120$76,449$84,879
42Idaho$84,380$81,016$84,839
43North Dakota$75,240$75,032$84,345
44Hawaii$97,560$91,676$83,379
45Vermont$82,090$79,132$80,782
46Maine$82,660$78,245$80,624
47Montana$78,740$75,652$79,932
48New Hampshire$83,040$83,040$79,720
49Alabama$73,660$70,242$79,081
50Louisiana$69,610$67,908$76,987
51South Dakota$65,680$65,680$74,143

Ranked by real value (take-home pay adjusted for cost of living). Nominal = BLS median annual wage.

How this is calculated

Nominal pay is the median annual wage from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics program (May 2025 release), for each profession in each state.

Take-homesubtracts modeled state income tax for a single filer taking the standard deduction, at that state's median wage, using Tax Foundation brackets as of January 1, 2026. It does not include federal income tax or FICA (those don't vary by state, so they don't change the ranking), and it excludes local (city or county) income taxes.

Real valuedivides take-home by each state's cost of living, using the Bureau of Economic Analysis Regional Price Parities (2024), where the US average is 100. Cost of living already captures sales tax and, through rents, some property tax; income tax is separate, which is why it's applied on its own.

Honest limits: figures are for a single filer and won't match married-filing-jointly households; local income taxes (for example in Maryland, New York, and Ohio) are averaged out at the state grain; and cost of living is a statewide figure, so a specific metro can run higher or lower. This is a comparison of typical pay, not personalized tax advice.

Educational use only. Rehab Wealth Project provides calculators and content for informational purposes and does not constitute financial, tax, or legal advice. Results are estimates based on the inputs you provide and current federal rules; your actual outcome will vary. Consult a licensed professional before making decisions about your finances.

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