Free · open source · built by a therapist, for therapists
Financial rehab for rehab therapists
Maximize income, pay off debt, buy back your time.
Start with the biggest lever: your income
See what the federal data says you should earn, and what local clinicians report.
See what you should earn2,262 anonymous salary reports and counting
Know your number already? Jump to the blueprint ↓
The blueprint
Three phases from debt to the day work is optional. Each has a calculator, and each buys back an option.
Phase 1
Get to zeroClear high-interest debt and student loans, get insured, and reach a net worth of $0.
Phase 2
Build the runwayInvest the gap between what you earn and spend, in the right accounts, so it compounds.
Phase 3
Buy back your timeTurn the runway into choices: Coast FI, a sabbatical, part-time, or full retirement.
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Latest from the project
Phase-2
How Should A Physical Therapist, OT, or SLP Invest?
A few low-cost index funds, the right accounts, and consistent contributions are the keys to building wealth. Here's the approach on a therapist salary.
foundational guides
Can a Physical Therapist, OT, or SLP Achieve FIRE?
Yes, and most of us don't need to. FIRE is the far end of a spectrum. The same math buys the option to go part-time, take a sabbatical, or simply say no, long before it buys never working again.
housing
Can a Physical Therapist, OT, or SLP Afford to Buy a House?
Qualifying for a mortgage is easy. But what options are you giving up, and does it delay your timeline to working less?