Best states for therapist pay / Montana

Where therapists earn the most in Montana

Bozeman pays the most on paper. Billings is where it goes furthest — $99,330 after tax and cost of living.

Therapists
Assistants
Real value by areaTap an area to zoom in
$81k$99k

Pay after state income tax, divided by local cost of living. Hatched areas have no cost-of-living index.

Pay against cost of living

One dot per metro, sized by how many physical therapists work there.

Hover or tap any area to see its full breakdown.

Every Montana area, ranked

By real value. Each profession ranked on its own.

Physical therapists

#AreaMedianAfter taxCost of livingReal value
1Billings$97,020$92,89993.5$99,330
2Bozeman$97,400$93,258102.5$90,974
3Helena$84,390$80,98395.7$84,644
4Missoula$83,970$80,58796.4$83,557
5Great Falls$81,960$78,69096.8$81,254
East-Central Montanano COL data$100,640$96,315
Southwest Montanano COL data$97,980$93,805
West Montanano COL data$87,120$83,559

Ranked by real value — pay after Montanaincome tax, divided by that area's cost of living. Rows marked “no COL data” are BLS nonmetropolitan regions, which BEA publishes no price index for; their pay is shown but they are left unranked rather than compared against a borrowed average.

Occupational therapists
#AreaMedianAfter taxCost of livingReal value
1Bozeman$94,880$90,880102.5$88,655
2Billings$85,340$81,87993.5$87,547
3Missoula$87,300$83,72896.4$86,815
4Great Falls$80,390$77,20996.8$79,724
West Montanano COL data$95,200$91,182
Southwest Montanano COL data$91,480$87,672
East-Central Montanano COL data$90,420$86,672

Ranked by real value — pay after Montanaincome tax, divided by that area's cost of living. Rows marked “no COL data” are BLS nonmetropolitan regions, which BEA publishes no price index for; their pay is shown but they are left unranked rather than compared against a borrowed average.

Speech-language pathologists
#AreaMedianAfter taxCost of livingReal value
1Billings$83,620$80,25693.5$85,812
2Helena$79,410$76,28495.7$79,733
3Great Falls$80,110$76,94596.8$79,451
4Missoula$74,160$71,33196.4$73,960
East-Central Montanano COL data$76,970$73,982
West Montanano COL data$75,170$72,284
Southwest Montanano COL data$74,480$71,633

Ranked by real value — pay after Montanaincome tax, divided by that area's cost of living. Rows marked “no COL data” are BLS nonmetropolitan regions, which BEA publishes no price index for; their pay is shown but they are left unranked rather than compared against a borrowed average.

Physical therapist assistants (PTA)
#AreaMedianAfter taxCost of livingReal value
1Billings$62,870$60,67293.5$64,872
2Great Falls$61,900$59,74796.8$61,694
West Montanano COL data$62,650$60,462
East-Central Montanano COL data$61,300$59,176

Ranked by real value — pay after Montanaincome tax, divided by that area's cost of living. Rows marked “no COL data” are BLS nonmetropolitan regions, which BEA publishes no price index for; their pay is shown but they are left unranked rather than compared against a borrowed average.

Occupational therapy assistants (COTA)
#AreaMedianAfter taxCost of livingReal value

Ranked by real value — pay after Montanaincome tax, divided by that area's cost of living. Rows marked “no COL data” are BLS nonmetropolitan regions, which BEA publishes no price index for; their pay is shown but they are left unranked rather than compared against a borrowed average.

How this is calculated

Median pay is the median annual wage from the BLS Occupational Employment and Wage Statistics program (May 2025 release), for each profession in each Montana area.

After taxsubtracts modeled state income tax for a single filer taking the standard deduction, computed at each area's own median wage rather than copied down from the state figure. Federal tax and FICA are excluded — they don't vary by area, so they don't change the ranking.

Real valuedivides after-tax pay by that metro's own cost of living — BEA Regional Price Parities for 2024, where the US average is 100. Metro-grain, not the statewide figure used on the national map.

Map areas are the exact areas BLS reports wages for, built by dissolving Census county boundaries with the BLS OEWS area definitions — so the map and the wage data describe the same geography by construction.

Metros that cross a state line — the New York and Philadelphia metros on this page, for example — carry one BLS wage figure covering the whole metro, and their state income tax is modeled at Montanarates, which is the right read for a clinician living on this side of the line. They're marked in the table.

Limits: single filer only; BLS blends full-time, part-time and PRN and every experience level into one median; and 3 nonmetropolitan regions carry BLS pay but no cost-of-living index, so they are shown unranked rather than estimated. This is a comparison of typical pay, not personalized tax advice.

What should you be getting paid in Montana?

Compare local salaries by experience and practice setting.

Compare local salaries

Educational use only. Rehab Wealth Project provides calculators and content for informational purposes and does not constitute financial, tax, or legal advice. Results are estimates based on the inputs you provide and current federal rules; your actual outcome will vary. Consult a licensed professional before making decisions about your finances.

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